Effective April 1, 2026, Florida is updating the Uniform Mitigation Verification Inspection Form (OIR-B1-1802) based on a 2024 study, resulting in stricter documentation requirements, mandatory photo evidence, and two new data points: Region (wind speed) and Roof Slope. The new form enhances accuracy for insurance discounts, requiring detailed permits and verifying structural features to better align with current building science.
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floir (.gov) +4Key Changes in the 2026 Wind Mitigation Form:
- Mandatory Documentation (Photos/Permits): The new form places a high burden of proof on inspectors to provide clear, high-resolution photos and/or permit documentation for every credit claimed.
- Two New Data Points:
- Wind Region: The form now asks for the specific wind region based on the ASCE Hazard Tool (e.g., Region 1-3 based on speed).
- Roof Slope (Pitch): For homes with multiple roof types, inspectors must calculate the slope for the majority of the roof area (greater or less than 6/12).
- Refined Opening Protection: Categories are clearer, including specific documentation for damaged openings needing repair or replacement.
- Roof-to-Wall Connection Focus: The form digs deeper into roof deck attachments, permits, and product approvals.
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Impact on Homeowners:
If a feature cannot be visually verified or backed by documentation (like a permit), it may not receive a credit. Roofs with multiple slopes now require specific measurements to determine, for example, if the majority is considered high slope (6/12 or steeper). The update aims to make credits reflect how homes actually perform in wind events, meaning some previously qualifying features might receive different levels of credit.meekspropertyinspections.com +2
If a feature cannot be visually verified or backed by documentation (like a permit), it may not receive a credit. Roofs with multiple slopes now require specific measurements to determine, for example, if the majority is considered high slope (6/12 or steeper). The update aims to make credits reflect how homes actually perform in wind events, meaning some previously qualifying features might receive different levels of credit.
meekspropertyinspections.com +2Important Notes:
- The updated form is mandatory for all inspections performed on or after April 1, 2026.
- The form applies to site-built structures (single-family, multi-family, condos).
- Ensure the inspection company is using the new “Uniform Mitigation Verification Inspection Form”.
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